XM vs AvaTrade | We Compare Brokers
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XM vs AvaTrade | Broker Comparison

Review By: Alan Little
Review Updated: 2022-08-31

Is XM better than AvaTrade? This depends on your individual needs as a trader. While XM offers a low minimum deposit and a good range of account types, AvaTrade has transparent pricing and a strong international presence, with regulatory oversight in several different regions.

When you compare XM vs AvaTrade, both brokers are reliable and well respected, so which is the best broker for you?

4.5
Rating

Risk Warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74.89% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Pros
  • Great choice of trading platforms
  • 1,000+ instruments
  • Low minimum deposit
Cons
  • No cryptocurrencies
  • Support is not 24/7
AVATRADE Broker Review
4.2
Rating

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 71% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Pros
  • An experienced broker with offices in 11 countries and complies with seven regulatory agencies
  • Over 1,000+ tradable instruments in portfolio
  • MT4 and proprietary trading platforms
  • Excellent award-winning training materials and a YouTube channel for beginners

 

Cons
  • Professional spreads are competitive, but retail spreads could be better
  • Inactivity fees apply
  • Research could be improved

 

 

Feature
XM
AvaTrade
Minimum deposit:
$5
$100/€100/£100
Withdrawal fee amount:
None
$0 - except for intermediary payment processor fees
Inactivity fee charged (Y/N):
Y
Y
Max leverage:
30:1
Varies by region
Spread from:
0.0 pips
Competitive on Professional level, average for basic account
Number of instruments:
1,000+
Up to 1,000
Year founded:
2009
2006
Time to open account:
1 business day
1-2 business days
Demo account provided (Y/N):
Y
Y
Countries of regulation:
Cyprus, UK
EEA (Bank of Ireland, CySEC), Australia, Japan, Poland, South Africa, Abu Dhabi, and Israel
Products offered:
Forex, CFDs, Stocks, Commodities, Energies, Precious Metals, Equity Indices
Spot Forex, Forex options, CFDs, Bonds, ETFs, Commodities, Indices, Stocks, and Cryptocurrencies
Compare other brokers

Does AvaTrade or XM offer lower costs?

Comparing broker fees is never easy, as they all have a range of fees that may or may not apply to you, depending on your trading activities. Some of the cheaper brokers actually have lots of hidden fees, while those with more expensive trading fees may have no hidden extras at all. 

AvaTrade has average fees compared to other retail traders, with the tightest spreads only available to its professional clients. The fact that there is only one main retail trading account, however, does tend to make pricing transparent. At XM, fees vary according to the account type, so you will have to take a close look at the terms and conditions for the type of account you need. Neither of these brokers charges any account opening, deposit, or withdrawal fees, but they do both charge an inactivity fee on dormant accounts.

Which has better spreads, AvaTrade or XM?

At AvaTrade, spreads on USD/EUR are generally less than one pip, but spreads on less frequently traded pairs can be much higher. It is generally easy to see what the spreads are on each instrument, as they are the same for all retail traders. At XM, clients who hold the XM Zero account can benefit from spreads as low as 0.0 pips on USD/EUR trades. However, they will pay a standard commission of £3.50 per $100,000 traded.

Does AvaTrade or XM offer better leverage?

When deciding whether to trade with AvaTrade or XM, you will be governed by the laws and regulations placed on leverage according to the region you live in. Both brokers offer leverage of up to 30:1 to UK and EU clients, which is the standard maximum leverage that European regulators allow brokers to offer. As AvaTrade has a number of international offices governed by different local regulators, international clients may be able to access higher leverage with this broker.

Is it easiest to open an account at AvaTrade or XM?

Opening an account with either AvaTrade or XM is quick and easy, with the initial registration process taking just minutes. XM will generally have your account live within one business day, while at AvaTrade, it will take one to two business days. At both brokers, delays can occur if there are problems with verifying your identity or address, so make sure that you complete your details accurately and follow all instructions carefully.

Does AvaTrade or XM offer a demo account?

Both AvaTrade and XM offer a demo account so that you can try out the system before committing to investing real money. It is worth noting that AvaTrade enables existing customers to set up demo accounts from inside their dashboard in WebTrader. This makes it easy for those who are already trading to test out new trading strategies using virtual funds.

Which trading platform is better, AvaTrade or XM?

AvaTrade offers its own proprietary WebTrader platform, but MT4 or MT5 are also available to forex traders, along with the AvaOptions platform, which is for those trading forex CFDs. The broker also offers the ZuluTrade copy trading platform for those traders who are already familiar with it, alongside its own copy trading platform, DupliTrade.

XM offers MT4 and MT5 trading, as well as copy trading via XM Mirror Trader. This means that both brokers will be of interest to you if you are into copy trading, or indeed MT4/MT5 trading.

Which has the lowest deposit requirement, AvaTrade or XM? 

XM has a very low minimum deposit, allowing traders to get started with a deposit of as little as $5. With AvaTrade, the minimum deposit requirement is higher, but it is still very affordable at just $100 (or £/€100, depending on your region).

Which has the most trading assets, XM or AvaTrade?

XM provides trading in more than 55 currency pairs and offers a total of more than 1,000 instruments, including forex, CFDs, stocks, commodities, energies, precious metals and indices. AvaTrade also offers around 1,000 instruments, including more than 60 currency pairs and some cryptocurrencies. Multi-asset traders with AvaTrade can access bonds, ETFs, commodities, indices and stocks, as well as spot forex, forex options and CFDs.

Which should I choose, AvaTrade or XM?

When comparing XM vs AvaTrade, both brokers are a solid choice, but which one you choose will depend on your own requirements. Depending on the type of trading you do, you may find that either XM or AvaTrade is cheaper overall. Those with a very low amount to invest can benefit from the low deposit requirement at XM. However, international traders, or those who want to trade crypto alongside other assets, will prefer AvaTrade.